Online banking is only a small portion of the financial world today but, count on it, business interest in being the digital home for you and your money is compounding daily.

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Merchants, banks and software companies are scrambling to find ways to get you to buy when you log on. To that end, they present such options as electronic cash. What is it? Well, that’s a tricky one. E-cash is loosely defined — credit cards and checks, when used to move

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